Business Insurance Planning

Key-employee Insuarance


Key-employee insurance helps protect your company from the unexpected death of a key person in your business. The policy is paid for by the company, and if the key person dies, the company receives financial benefits to help it remain operational.


Succession Planning

The death or disability of an owner is one of the greatest threats to a business. Not only can it severely impact the day-to-day operation of the business, but it can raise all sorts of business succession and estate tax problems - proper succession planning can help.

Succession planning affects everyone who has an interest in the business—business partners, family members, and key employees. It is critical that you have meaningful discussions about often overlooked issues, such as who the ideal successor should be, what is the value of the business, and what is the timetable for transition. No matter what event occurs, either expected or unexpected, we can help you develop a succession plan that can help ensure a smooth transition according to your vision for the business' future.

Consider a few of the following options:

Disability Income Insurance
A disability Buy-Sell policy is a great way to help ensure the orderly succession of a multi-owner business in the event of a long-term disability.

Life Insurance
Business succession plans using life insurance can help ensure that your business is protected.


Group Life Insurance

Group life insurance helps protect your employees’ families and their assets at minimal cost, and is a great complement to an individual life insurance policy. We can help you design a plan with standard and optional features that fits your company’s needs and makes your group life insurance coverage attractive to employees.


Disability Insurance

It pays to protect your employees’ income—and your business’s profits—from the financial impact of a disability. For most employees, the ability to earn a living is their most significant financial asset. Lengthy periods of disability can be financially devastating for them and their families. Thus, disability insurance is a key component of a benefits package that’s competitive enough to attract and retain talented employees.


Group Health Insurance

We Use Health Insurance Agencies to best service for our Group Health Insurance for Small to middle Size Business Owners

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Please Contact Us at 9548269765